Commercial Insurance

Owning and Operating a business takes time, energy, effort and careful planning. That same energy and effort should be put into properly protecting all that you’ve worked so hard to create with a comprehensive set of Business Insurance coverages and policies. The Newell Family Insurance Agency has the ability to write all the necessary types of business insurance policies from General Liability, Commercial Property, Cyber Liability, Commercial Auto, Workers Compensation, NY State Disability/Paid Family Leave, Bonds and many more. While some agencies only offer quotes from one or two insurance companies, we’re able to offer quotes from a wide variety of companies. We insure businesses of all types including but not limited to Contractors, Restaurants, Commercial Property Owners, Physicians’ Offices, Not for Profits, Hair Stylists, Fitness Centers and Auto Repair Facilities. Having access to a wide variety of insurance companies allows us the opportunity to provide quotes for both long-standing businesses with existing insurance history and new business ventures with no prior insurance. We recognize that each company’s’ insurance needs are different. We take the time to speak with you to learn about your business, review your current insurance coverages, claims history and look at your website and social media accounts to get a better feel for your organization. In the end we provide you with the best option for protecting your business and its assets. With over 50 years of combined commercial insurance experience we have the knowledge and expertise to ensure that your business is properly protected for years to come. Below are a just few of the various types of insurance policies and coverages that we’re able to offer.

General Liability Insurance

Provides protection for bodily injury and property damage done to others in addition to providing coverage for Personal and Advertising Injury (slander and libel) and Damage to a premise that you rent. Every business needs General Liability coverage. We are able to offer General Liability Insurance Coverage to all types of businesses from Contractors and Restaurants to Financial Services Professionals and Not for Profits.

Commercial Auto Insurance

Provides Auto Coverages specifically tailored to provide protection for the situations that arise with the use of your vehicle in connection with your business’s operations. We are able to offer Commercial Auto insurance coverage for all types of businesses.

Commercial Property Coverage

Protects your commercial building and its contents against loss. We are able to provide insurance coverage for all types of Commercial Buildings from buildings under renovation to brand new buildings.

Workers Compensation

Any company who has one or more employees is required to provide Workers Compensation Coverage for their employees. Workers Compensation Insurance provides coverage to your employees for their injuries and lost wages that result from being injured in the workplace. We’re able to offer Workers Compensation Insurance to all types of businesses both large and small from contractors to restaurants, retail stores and many more.

New York State Disability and Paid Family Leave

Any company with one or more employees are required to provide NYS Disability and Paid Family Leave Coverage. NYS Disability provides coverage for a portion of your employee's lost wages when they're unable to work due to an injury or disability that occurs outside of the workplace in addition to maternity leave. Paid Family Leave provides your employees with a portion of their lost wages when they are unable to work due to having to care for a sick spouse, parent or grandparent or to bond with a newly born child. We’re able to offer NY State Disability and Paid Family Leave Coverage to all types of businesses.

Cyber Liability

Provides Liability Coverage for the compromising of your client’s sensitive information due a data breach including first- and third-party expenses. Any business that handles client information needs to have this type of insurance coverage. We’re able to provide Cyber Liability Insurance to all types of business’s.

We also offer the following types of Commercial Insurance Lines:

  • Bonds
  • Directors and Officers
  • Commercial Umbrella
  • Special Events

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